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Part D Prescription Drug Plans

Part D plans must offer either the defined standard benefit or an alternative equal in value. The standard benefit has a $415 deductible and 25% coinsurance up to an initial coverage limit of $3,820 in total drug costs.

ANOC “Annual Notice OF Change” Letters From Medicare Advantage Insurers

It is the time of year that everyone on a Medicare Advantage plan gets a letter from their Medicare Insurance companies.These ANOC letters explain in detail how your current plan is changing for the upcoming year.

Sometimes your plan with actually get better than the year before. Often it will stay very close to your current plan. And finally, it could get worse or even much worse than the prior year.

What Does Original Medicare Cover?

Original Medicare, often known as Medicare Part A and Medicare Part B, is a fee-for-service plan that is managed by the federal government and provides Medicare to eligible individuals with coverage for and access to doctors, hospitals, and other healthcare providers who take Medicare. People who use Original Medicare pay a fee for each service but Medicare pays a certain amount up to certain limits.

Wellcare Medicare Plans

WellCare Health Plans, Inc is a huge health insurance company with more than 6.3 million members. The
beginning of the company started in 1985, with a base in Tampa, Florida. In 1997, they began to offer health
insurance plans to Medicare members. Back then, those were called Medicare+Choice or Part C plans. Those
were also discussed in our article about United Health Care. 

Medicare Supplements vs Medicare Advantage

Even though Medicare.gov offers many pages of explanations, it can be hard to understand the details. However, the basics of the program are easy to understand once you dive into the details. Medicare offers Parts A (hospital care), B (doctors, medical procedures, equipment), and D (prescription drugs) provide basic coverage for Americans 65 and older. But there is Part C (Medicare Advantage Health Plan), which covers which covers relevant parts such as such as deductibles, co-pays, and other medical expenses that could wipe out your savings should you become seriously ill. Medicare Advantage Health Plan is one of two parts that protects you against the potentially high costs of an accident of illness. The second option is Medicare Supplement Insurance which is also known as Medigap coverage.

Roswell Park Cancer Hospital, Buffalo, NY

Roswell Park Hospital was founded in 1898 through the efforts of surgeon Roswell Park, MD, and Buffalo Evening News owner and publisher Edward H. Butler, Sr. The Roswell Park Comprehensive Cancer Center was the first institution in the world to focus exclusively on...

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